The advantages of a health savings account are enormous ! ...Providing " Security ". - Your HSA and your HDHP protect you against unexpected or high medical bills. ...Providing " Affordability ". - A high deductible health plan should lower health insurance premiums. ...Providing " Flexibility ". - Your funds in your HSA account may pay for current medical expenses, health insurance premiums or medical expenses if unemployed, medical expenses after retirement but before Medicare, long term care premiums and expenses, and out of pocket expenses when on Medicare. ...Providing " Savings ". - You are able to save your money in your account for your future medical eligible expenses while growing the unused portion of your account through investment earnings. ...Providing " Control ". - You decide: how much you contribute (up to the yearly maximum allowable), what medical eligible expenses to pay, which financial facility will hold the account.

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