If you have a family history of health problems or if you drink or smoke heavily you might be under the illusion that critical illness cover or life insurance cover may be extortionately expensive. Ma...

Life insurance is a contract between a person needing insurance and the insurer, where the insurance company agrees to pay a certain amount of money upon the happening of the covered individual's or i...

Life is uncertain. One has to go through bounds and leaps to enjoy a stress-free and happy life. It is true that in no way difficult situations can be averted from the normal course of living. However...

If you have a test taken, to see if you have genes that show you may be at risk of developing a life threatening disease, the British government allows your insurance company to look at the results. G...

On general terms Life insurance policies can be claimed when 1) on maturity of the policy: i.e – completion of term of policy. 2) On death of life insured: i.e – Premature death of the insured prior t...