|
|
|
Policyholders spread out or "share" the risk of financial loss with other policyholders. They accomplish this by contributing to a pool of money that is entrusted to an insurance company. These funds are then used to compensate individual policyholders who suffer a covered loss. Sharing the risk is a fundamental concept underlying all insurance. |
|
|
![]() |
![]() |
This site outlines in general terms the coverages available from the member companies of the Utica National Insurance Group, which consists of Utica Mutual Insurance Company and its affiliated companies, New Hartford, New York, USA. Coverage and availability may vary by state. For specific information on policies, coverage limits, eligibility, terms and conditions, please consult your Utica National agent. |
|||||||||||||||||