Utica National Insurance Group

Policyholders spread out or "share" the risk of financial loss with other policyholders. They accomplish this by contributing to a pool of money that is entrusted to an insurance company. These funds are then used to compensate individual policyholders who suffer a covered loss. Sharing the risk is a fundamental concept underlying all insurance.

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Agents E&O

Insurance agents and brokers have been turning to Utica National for the protection they need since 1966. Find out more about our Errors & Omissions program.

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A New Look!

Yes, you are in the right place! We're redesigning the look and navigation of our website to make it easier for you to find the information you need. This is a work in progress, so please help us by sending your comments or suggestions; we welcome your input.

New! Personal Insurance Center

Take the mystery out of your automobile and homeowner insurance decisions. You'll find sections on types of personal insurance, what to do in the event of a claim, conducting household inventories, and more to help prepare you for evaluating your insurance needs with your independent agent. Find the answers you've been looking for in our Personal Insurance Center, located in our Consumer/Customer Service area.

Consumer Safety Tip

Keep flashlights with fresh batteries handy in case you must exit your home at night during an emergency when lights in your home may not work, such as a power outage or fire.

President's Message

Utica National embraced change to adapt to the current economic climate while maintaining an unwavering commitment to quality customer service. Utica National President and reflects on the state of the economy, the insurance industry, and company performance as Utica National looks forward to a successful year.

What's Your IQ (Insurance Quotient)?

Q: *A basic explanation of insurance often includes the phrase, "sharing the risk." What is meant by this phrase?*
	Drivers share the responsibility of driving safely.
	Multiple beneficiaries share the proceeds of a life insurance policy.
	Insurance company dividends are "shared" by policyholders.
	Policyholders "share the risk" of financial loss with other policyholders.

This site outlines in general terms the coverages available from the member companies of the Utica National Insurance Group, which consists of Utica Mutual Insurance Company and its affiliated companies, New Hartford, New York, USA. Coverage and availability may vary by state. For specific information on policies, coverage limits, eligibility, terms and conditions, please consult your Utica National agent.